Royal Bank of Scotland Business Bank Loans

Royal Bank of Scotland – or RBS – is one of the longest standing UK banks. Part of the Royal Bank of Scotland Group along with NatWest and Halifax, RBS offers accounts to businesses across the UK.

RBS offers a number of credit solutions and bank loans for business customers including the RBS Small Business Loan (SBL) detailed below.

RBS provides a number of other funding options for business customers including invoice finance, credit cards, asset finance and business mortgages.

Fixed Rate Loan

A fixed rate loan enables you to plan your finances better, as you'll know exactly what your repayments will be each month and with a fixed interest rate for the whole term you’re less dependent on market conditions, giving you confidence that you’ll be able to meet your financial obligations.

Eligibility

  • 18 years and up
  • All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.
  • Suitable for:
    Charity
    Ltd
    LBG
    LLP
    Partnership
    SoleTrader
    ClubSociety
    CIO
    Trust

Find out more

Amount: £1,000 to £25,000

Length: 1 to 5 years

Payment holiday allowed:

Indicative rates: 9.3%

Base Rate Loan

Our Base Rate Loan is a flexible finance option that can be tailored to suit your short or long-term financial goals. It is linked to the Bank of England bank rate so the interest rate that you pay will change as the bank rate changes.

Eligibility

  • 18 years and up
  • All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.
  • Suitable for:
    Charity
    Ltd
    LBG
    LLP
    Partnership
    SoleTrader
    ClubSociety
    CIO
    Trust

Find out more

Amount: £1,000 to £25,000

Length: 1 to 5 years

Payment holiday allowed:

Indicative rates: 9.3000%

Base Rate Loan

Our Base Rate Loan is a flexible finance option that can be tailored to suit your short or long-term financial goals. It is linked to the Bank of England bank rate so the interest rate that you pay will change as the bank rate changes, resulting in your monthly repayments increasing or decreasing.

Eligibility

  • 18 years and up
  • All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.
  • Suitable for:
    CIO
    ClubSociety
    Charity
    Ltd
    LBG
    LLP
    Partnership
    SoleTrader
    Trust

Find out more

Amount: £1,000 to £25,000

Length: 1 to 5 years

Payment holiday allowed:

Indicative rates: 9.3%

Fixed Rate Loan

A fixed rate loan enables you to plan your finances better, as you'll know exactly what your repayments will be each month. And with a fixed interest rate for the whole term you’re less dependent on market conditions, giving you confidence that you’ll be able to meet your financial obligations.

Eligibility

  • 18 years and up
  • All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.
  • Suitable for:
    CIO
    ClubSociety
    Charity
    Ltd
    LBG
    LLP
    Partnership
    SoleTrader
    Trust

Find out more

Amount: £1,000 to £25,000

Length: 1 to 5 years

Payment holiday allowed:

Indicative rates: 9.3%